Just exactly exactly How much auto loan could I get approved for

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Just exactly exactly How much auto loan could I get approved for

TFCU makes borrowing simple. Loan pre-approval, payroll deduction, phone-a-loan solution, Discover More on the web applications and competitive rates of interest make TFCU the area to fund all of your automobile requirements.

New Automobile Financing function:

  • Repayment terms as much as 96 months
  • As much as 60 months, minimum loan $5,000
  • For 61 to 72 thirty days term, minimal loan is $10,000
  • For 73 to 84 thirty days term, minimal loan is $20,000
  • For 85 to 96 term that is month minimal loan is $30,000
  • To qualify as brand brand brand new, automobile should be present model 12 months or 1 previous model year, untitled (no past owner), with significantly less than 5,000 miles. Pertains to acquisitions from brand brand new automobile dealers just.
  • The maximum financing available will likely be dependant on the credit history for the applicant.
  • The purchase cost might perhaps maybe not surpass MSRP/NADA Retail plus sales income tax and warranty.
  • Automobiles with commercial dishes can not be financed as being a customer brand brand New car finance.
  • TFCU will not fund brand new autos bought from dealers situated outside the 50 united states of america.
  • TFCU doesn’t fund automobile financing with rebuilt or salvaged titles.
  • TFCU doesn’t fund cars bought at auction or from wholesale dealers as a customer brand brand New car loan.
  • TFCU will not finance automobiles for livery; must be individual only use.
  • Extended warranty purchase available
  • GAP Insurance purchase available.
  • Minimal payment “balloon” funding available – regards to 24, 36, 48, or 60 months and at the mercy of ALG access.

Used Car Loans function:

  • Repayment terms as much as 84 months
  • As much as 60 thirty days term, minimal loan is $5,000, maximum vehicle age is 7 model years (including present model year)
  • As much as 61 to 72 thirty days term, minimum loan is $10,000, optimum vehicle age is 4 model years (including present model 12 months)
  • As much as 73 to 84 thirty days term, minimal loan is $20,000, optimum vehicle age is 4 model years (including present model 12 months)
  • Minimal re re payment “balloon” funding available – regards to 24, 36, 48, or 60 months, at the mercy of automobile age limitations and ALG supply.
  • Automobiles with commercial dishes can not be financed as being a customer applied car loan.
  • TFCU will not fund utilized autos bought from dealers found outside the 50 united states of america.
  • TFCU will not fund automobile financing with rebuilt or salvaged titles.
  • TFCU will not fund cars bought at auction or from wholesale dealers as a customer applied car finance.
  • TFCU will not finance cars for livery; must be individual only use.
  • Warranty purchase available
  • GAP Insurance purchase available.

Brand Brand Brand New and Used Car Refinances

  • Need at the least two years staying from the initial term.
  • Cannot surpass current term of loan being refinanced
  • Brand brand brand New and utilized automobile prices apply, depending on breakdown of name and initial purchase contract / loan contract.
  • The vehicle must be current or 1 prior model year old, have been purchased as new, and the refinance must be completed within 12 months of the original purchase date to qualify as a new auto refinance.
  • perhaps Not entitled to purchase or marketing prices
  • Automobiles with commercial plates can’t be refinanced as a Consumer Auto Loan.
  • Automobiles with rebuilt or salvaged titles are not able to be refinanced as a Consumer Auto Loan..
  • TFCU will not fund cars for livery; must be use that is personal.

To find out more, go to any one of our conveniently positioned branches, or call (631) 698-7000, expansion 6790.

All prices and terms are susceptible to alter without warning.

Featured Prices

New car, Trucks APR*
12 to 60 months 3.09%
61-72 months 3.49%
73-84 months 4.49%
85-96 months 4.99%

See All

*APR = Apr. All prices are susceptible to alter without warning.

61-72 Mo. Minimal Loan $10,000 73-84 Mo. Minimal Loan $20,000 85-96 Mo. Minimal Loan $30,000